I ought to sue!

I was looking over my pay stub and realized that I'm putting more into my social security than I am into my actual retirement account. Thanks to our Director of Development's campaigning - I'm putting a nice amount into my retirement account (especially for my age)...but Uncle Sam seems to think I should be setting aside more. I happen to agree...but I'm a little annoyed with him all the same.

I'm going to assume that you're aware of the Social Security problems that exist in our country right now. If you're not...uhm....I'm sorry to have to be the one to tell you this...you might want to sit down if you're not already...but our Social Security program is falling apart.

Bush attempted to fix (or in my opinion further break) the program after the 2004 election. However, enough people realized his idea was very bad and decided against it. This was a wise decision, the made decision is what they did next...nothing.

So here's how I see it... As it stands right now, there's a reasonable chance that I will not see all, or perhaps any, of the money I am investing in Social Security now...let alone see any interest that would otherwise be earned off this money. Hopefully that won't be the case...but if the current trend of "leave this problem for the next Congress to fix" continues...well...I might be investing a lot of money into my parents retirement but not mine.

Despite what you might be thinking right now - I'm actually a big supporter of Social Security. We don't save nearly enough for our retirement and at my age, I'm in a very small minority of people saving at all. My issue is with the management of the program - they're doing a horrible job. I don't care how you look at it - if I'm putting X into a retirement program and will likely get less than X back when I go to access it decades from now...there's a problem.

The government is essentially acting as a retirement investment agency. Now if the company that I have my retirement account with did to me what the government is doing to me - I'd not only have every right to sue...I very likely would sue. So by this logic...shouldn't I be able to sue the Federal Government for mismanagement of my Social Security investment? I think I have a pretty good case actually. I have yet to hear a good argument that convinces me what they're doing isn't the equivalent of investor fraud...but...in all fairness...I'm not a lawyer or an investment expert.

Now after saying all of that...I should confess that I have no real intention of suing....but I ought to.......